Is taking a lump sum from a lottery or other prize always preferable

How are lottery jackpots calculated? annuity vs lump sum lottery According to our research, if you invest it all and if you can obtain an annual return of more than between 3 and 4%, the lump sum makes sense annuity or lump sum lottery You don't get the face value In the case of the Massachusetts lottery winner, she received a lump-sum check for $168 million instead of the entire $294 million

annuity lottery Put as simply as possible, there are a lot of incentives to choose the annuity payments over the lump sum payment (you get more money in the end, for one thing,